FAQ’s #4: Can you access more debt?

Frequently Asked Questions #4: – No. You cannot and may not apply for any further credit while under Debt Review. This means you cannot use your overdraft, credit cards, retail accounts or any other type of debt. If you apply for further credit while under Debt...

FAQ’s #2: How will your credit report be affected?

Frequently Asked Questions #2: How will your credit report be affected? Answer: – Once you have applied for debt counselling you will be flagged at the credit bureau’s. It doesn’t mean that you are “blacklisted”. It is only done to protect both the...

FAQ’s #1: Should your spouse apply with you?

Frequently Asked Questions #1: Should your spouse apply with you? Answer: – If you are married in community of property, you and your spouse must apply for Debt Counselling together, as the law sees your joint estate as one single estate. – If you are...