Frequently Asked Questions #7:

– We can negotiate that the credit provider should require the account to be excluded from Debt Counselling.  This will happen if the consumer has received a Section 129 Notice of Letter of Demand.

– If you have referred the Summons to an attorney, you should inform your attorney that you have applied for Debt Counselling.

– However in some circumstances the Debt Counsellor may negotiates on an account on which legal action has already been taken.

– Sometimes the credit provider will withdraw the legal action and the amount might be included in the debt counselling process.

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