Our debt counseling service in Bloemfontein will help resolve your financial obligations relatively efficiently. The process will involve negotiating with creditors for reduced interest rates, extended payment periods, and lower installments.
Keep in mind that once the debt counseling process is complete, you will need to comply with the new repayment terms. Sometimes, you may need to increase your monthly installments to maintain a healthy financial position.
As long as you make your payments on time, your credit score will improve. This is because your credit score depends on your payment history and debt-to-credit ratio. Fortunately, our debt counseling services will help get your credit back on track. In addition to lowering your debt, you’ll build a better financial future by improving your money management skills.
Have a question about our debt counseling service? Feel free to call us today
A debt review will determine whether you are over-indebted and why. Debt counseling will allow you to consolidate your loans into a single monthly payment. This will reduce paperwork and make future payments easier to handle.
Since debt counseling services like Help U work with debt counselors, lenders, and credit bureaus, we have a better understanding of the best approach to take! This is why we are in the best position to help you.
At Help U in Bloemfontein, our team consists of the most experienced debt counselors with the experience needed to help every applicant individually. This ensures that each case is handled with an emphasis on that person’s financial circumstances.
Owing to the sensitive nature of the financial industry in South Africa, and our livelihoods today depend on the work we do, it is imperative that every precaution be taken to ensure that applications are handled accurately.
We follow a rigorous analytical procedure each time we submit customer information; our team will closely securitize all data ensuring that it covers all the essentials. So, your application is in very capable hands.
Our debt counseling in Bloemfontein follows three easy steps:
#1- You start by contacting us – you can email, call, or contact us online to make an appointment for a consultation.
#2- Budget assessment – We will then meet to assess your budget and find out what you want to achieve.
#3 – lower your debt repayment – After the assessment, all the relevant documents are signed, and we will notify all credit providers of the counseling application process. Once this starts, your creditors can’t execute any legal action. So, you’re protected
We help people like you get out from under the crushing pressure of debt. Our team has years of experience working with South Africans who had given up hope.
If you are in a situation, especially if it is made worse by your lender threatening you or your finances are in bad shape, then we can help you. Call our debt counselors in Bloemfontein today to book an appointment. Now is your time to act!